
At AdoreU, we believe treatment planning should be based on what makes sense for your goals — not whether you want to pay for the entire plan at once.
AdoreU is a cash-pay practice, and we offer several payment and financing options that may allow you to divide eligible treatment costs into more manageable payments.
We do not bill insurance, which means you know the cost of your care before moving forward.
Depending on the service or treatment plan, you may choose to:
Pay in full with a credit or debit card
Use an eligible HSA or FSA card
Apply for third-party financing
Use available buy-now-pay-later options for eligible purchases
Financing is optional. We'll help you understand the cost of your treatment plan, and you can choose the payment method that works best for you.
PatientFi
Built specifically for elective healthcare — including medical aesthetics, hormone therapy, and laser treatments. Apply in under 30 seconds with no hard credit pull and receive an instant decision. Financing from $200 to $50,000 with flexible monthly payment terms and zero-interest promotional options available when paid in full within the promotional period. Approves a broad range of credit profiles including patients who may not qualify elsewhere. Once approved, your financing lives in a reusable digital wallet — so returning patients don't need to reapply for future treatments.
Cherry
Designed specifically for aesthetic and medical practices. Apply in seconds with no hard credit pull to check your options. Choose a monthly payment that fits your budget and split your treatment cost into manageable installments. No hidden costs or fees.
CareCredit
A healthcare credit card accepted at thousands of medical and aesthetic practices nationwide. CareCredit offers promotional financing periods with low monthly payments — a strong option for larger treatment packages or multi-session programs. Note that promotional plans use deferred interest — pay the full balance before the promotional period ends to avoid retroactive interest charges.
Klarna
Pay in four interest-free installments or choose a longer financing term. Simple, transparent, and available at checkout.
Affirm
Monthly payment plans with clear terms and no surprises. Apply before your appointment and know exactly what you'll pay before you commit.
Afterpay
Split your total into four equal payments due every two weeks. No interest, no fees when payments are made on time.
HSA and FSA cards may be used for eligible healthcare expenses.
Eligibility depends on the service and your individual plan. Because not every service offered at AdoreU qualifies as an HSA/FSA expense, we recommend confirming eligibility with your plan administrator when needed.
We'll first determine the care or treatment plan that makes sense for your goals.
You'll receive pricing before moving forward so you can make an informed decision.
Pay in full or explore one of the available third-party financing options for eligible services.
You are never required to finance treatment. These options are simply available for patients who prefer additional flexibility.
Financing and payment plans are offered through independent third-party companies.
AdoreU does not:
Determine financing eligibility
Make lending decisions
Set interest rates
Guarantee approval
Control financing terms or promotional offers
Rates, fees, payment schedules, credit requirements, promotional periods, and eligibility can vary and may change.
Always review the lender's current terms before accepting a financing offer.
Financing availability may also vary by service. Please ask us if you're unsure whether a particular treatment or program is eligible.
Tell us a little about what you're looking for. Our Patient Care Coordinator, will reach out to answer your questions and get you scheduled.
Phone: (636) 486-6770
Fax: (866) 783-4604
Email: [email protected]
AdoreU
Located Inside Solo Studios
Suite 10
111 Church St.
O'fallon, Missouri
Nurse practitioner-owned and operated in O'Fallon, MO. Serving patients throughout St. Charles County.
By Appointment Only
Appointments are scheduled in advance.
Our team is available Monday–Friday, 9:00 AM–5:00 PM for scheduling and general inquiries.